Applying for a mortgage
couldn’t be easier

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Mortgage Broker
Ready to make a move in the real estate market?

If so, then I’m here to guide you through the process step, by step, by step. Having bought, sold, renovated, built, developed and helped 100’s of clients accomplish the same over the years, I am well versed in finding a mortgage option that fits your very unique needs. From pre-sale to resale and everything in between I have solutions for you. The mortgage process can be a bit overwhelming especially in today’s new lending environment, however, I will be here every step of the way making sure you are informed throughout the process giving you the confidence to make the best decision for you and your family.

Give me a call… I think you’ll be pleasantly surprised!

604.618.2678 |

Mortgage Services


Start the Conversation

The best place to start is to connect with me directly. The mortgage process is personal, and I understand that it can be daunting, so my commitment to you is that I will listen to your needs, assess your situation, and provide you with a plan to move forward.


Choose the Best Option

Once we’ve had a look at your financial situation, we’ll consider a variety of mortgage options, I’ll outline what documents are necessary to qualify for a mortgage, negotiate with the lenders on your behalf, and arrange the mortgage that best suits your needs.


Rest Easy

Once we’ve arranged the mortgage product that best suits your needs, you’re not alone. I’m your mortgage professional for life. If you’ve got questions in the years to come, I’m always available to make sure that your mortgage is working for you, and not the other way around!

Need a reverse Mortgage?

I am also a certified reverse mortgage specialist. A reverse mortgage enables homeowners aged 55 and older to access their home equity without making any monthly repayments. 

If that sounds like you you’re in the right place.

Download My Mortgage Toolbox

What can you do with my app:
  • Calculate your total cost of owning a home
  • Estimate the minimum down payment you need
  • Calculate Land transfer taxes and the available rebates
  • Calculate the maximum loan you can borrow
  • Stress test your mortgage
  • Estimate your Closing costs
  • Compare your options side by side
  • Search for the best mortgage rates
  • Email Summary reports (PDF)
  • Use my app in English, French, Spanish, Hindi and Chinese

Learn More About The Mortgage Process


I have developed excellent relationships with lenders across the country, let’s figure out which one has the best product for you.

My blog is kept up to date so you can stay informed.

Easy access to relevant mortgage and home related information

TDS? GDS? What Is Income Debt Servicing?

“Debt servicing” is the measure of your ability to meet all of your financial obligations. There are two ratios that are examined by financial institutions to determine whether you can debt service a mortgage. The first one is called the “gross debt service” ratio...

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Improving Your Credit Score

Along with employment stability, and downpayment/equity, your credit score and how you manage your credit is a huge factor in qualifying for a mortgage. If you want the best interest rates available on the market, the higher your credit score the better. However, if...

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Can I Get A Mortgage With No Downpayment?

The simple answer to this question is no. In order to secure mortgage financing in Canada you have to come up with at least a 5% downpayment. Now, if you haven't set aside the 5% for a downpayment in your savings account, that is okay. There are still a few ways to...

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Sandro is a top notch mortgage broker. He has a wealth of knowledge of the industry to find the right mortgage. His exceptional level of service was one that I’ve never experienced before. I value trust, honesty and clear communication, and Sandro has all of these qualities, but most of all he is extremely hard working. We were on a tight timeline to obtain a mortgage and he came through for us. Thank you so much Sandro for all of your hard work and dedication in getting us a mortgage in such a short period of time. You are the best!!
Coleen Nylander

Sandro was excellent to work with. Very knowledgeable and worked extremely hard to get the best rates and mortgage package he could find. Would recommend him to anyone looking for a mortgage broker.
Brad Cowden

I cannot recommend Sandro Mariotti enough. He has helped me secure many mortgages. He’s extremely hard-working, very professional, and is always there to answer any questions you may have. Sandro is always dedicated to finding you the best deal possible!
Shane Garstin

Sandro helped me achieve my goal with a new mortgage. He navigated the challenges this presented with patience and determination until he found the right lender to make things work. I recommend Sandro and his team highly!!
Gary Smith

We shopped around for a Mortgage broker and Sandro was the best at explaining the process and showing us how to find the top rate. We were very happy with the amount of work he put in to our file. My only minor criticism is that Spring Break vacation coincided with our process which added some communication confusion, but being the micromanager I am I power dialled Sandro to ensure we stayed on time and on budget. I would use Sandro again.
Justin Long
Sandro is a God sent angel. He helped me out of a difficult situation with his experience and knowledge. His constant communication with me and his compassion has truly left a mark. I can’t say anything but kind words for Sandro and his team!

Patrizia Maestrello

I was able to buy my condo and get a decent interest rates from the bank through the efforts of Sandro. This is in spite of my unusual circumstances. I don’t believe anyone else can do it except Sandro. I would highly recommend him to anyone. He is the best mortgage advisor you can get.

Adrian Reyes

Sandro is an excellent contact and an even better mortgage broker. He will never hesitate to go above and beyond what you ask of him and always seems to have additional knowledge and information in any situation. I’m very glad we worked with him and I would be delighted to recommend him to others.

Mo Ali

Let's Talk


The first step is to start a conversation with me.